FDIC

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories execpt IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

Click here for the FDIC's Electronic Deposit Insurance Estimator (EDIE).